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†Own New Rate Reducer example based on market interest rates, with an average house price of £655,000 and an average mortgage term of 30 years. Assumes a 5% homebuilder incentive and a 2 year fix, with 80% LTV mortgage. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 20-03-2025 

For full Own New: Rate Reducer Terms and Conditions please visit Own New Rate Reducer | L&Q Homes