You could be within reach of owning your own home, even if you don’t have a large deposit ready.

Because you start by buying a share of a property, you only need a mortgage that matches the value of the share that you’re buying. So if for example you buy a 25% share in your home, and your mortgage deposit is 10%, you’ll only need to save 2.5% of the full value of your home.

What’s more, many first-time buyers will also qualify for stamp duty relief* – reducing your purchase costs and helping you reach your savings goal even quicker.

How does shared ownership work?

Under the shared ownership scheme, you buy a share of your home – typically between 25% and 75% – and pay rent on the rest. When you’re ready, you can then buy the rest of your home in stages – a process known as staircasing.

Are you eligible for shared ownership?

Shared ownership is generally open to first-time buyers who can’t afford to buy on the open market, but there are a few other eligibility requirements you’ll need to meet.

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Find a shared ownership home near you

With our extensive range of properties across London and the South East, you’re sure to find a home in an area that’s right for you.

Apply to check your eligibility

Ready to take your first step onto the property ladder? Complete our application form to check that you’re eligible to purchase one of our shared ownership homes.

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