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Your new home within reach

Our Shared Ownership affordability calculator helps you estimate the costs of buying a home through the scheme, so you can explore your options with confidence.

Simply enter the details of the property you’re interested in to get an indication of the share you may be able to purchase and the associated monthly costs. Whether you’re taking your first step onto the property ladder or looking for a more affordable route to home ownership, this calculator can help you begin your search. Shared Ownership allows eligible buyers to purchase a share of a home and pay rent on the remainder, making home ownership more accessible to a wider range of people.

Am I eligible for Shared Ownership?

To be eligible for Shared Ownership, you will typically need to:

  • Have a combined household income of less than £80,000 a year, or £90,000 in London
  • Be aged 18 or over
  • Be able to secure a mortgage
  • Not own another property at the time of completion
  • Have funds available to cover the costs of purchasing a home.
  • Eligibility and affordability assessments are completed as part of the application process.

"I couldn’t have afforded a property which ticked all of these boxes any other way."